obey the letter and spirit of the law – this is the minimum requirement for all our conduct and the baseline from which it is measured;

be honest – present facts fairly and accurately;

be fair – give everyone due respect;

be concerned – care about how our actions will affect others and how to make our actions as mutually beneficial as possible;

be proactive – take the initiative to address issues before they become problems;

be responsible – to our customers, our fellow employees, our business partners in all contexts and to the communities in which we operate; and

use good judgment – avoid actions and circumstances that may result in even the appearance of a compromise of our good judgment or a conflict between personal and company interests.